My Thoughts While Filling Out Insurance Forms

As I considered my future and the thought of taking a chance and starting a business my thoughts kept coming back to insurance.

My unemployment didn’t last that long. Though I didn’t work for three months I was still paid for two. Not too awful. I spent a lot of time on my butt on the sofa thinking about my future and what I wanted to do.

One suspicion I had before unemployment was reinforced during it. It concerns insurance.

I was thinking about this because I spent a great part of last night and this morning filling out insurance forms online. As a new employee I qualify as of May 1.

I know this is a controversial subject. People are worried about “Death Panels” and government mandated care. Can we divorce this post from that for a moment?

As I considered my future and the thought of taking a chance and starting a business my thoughts kept coming back to insurance. Without it everything I own would be at stake. I’m not talking about luxuries. Everything is at stake! Get sick, get wiped out.

Doesn’t that make starting a business too much of a risk for anyone with a family?

Without insurance starting a business is daunting! Not just for a start-up either. A close relative once told me she feared moving her small business out-of-state because she might not be able to obtain insurance after the move.

If we’re a nation that values entrepreneurs and small businesses doesn’t universal healthcare insurance encourage that?