My COBRA insurance coverage expires this week. It’s time to get a policy here in California.
Yes, it’s expensive! I guess I knew that going in.
More than anything the whole process is a royal pain. There are so many choices with partial or minimal explanations. I’m choosing without totally understanding what I’m buying.
A few minutes later the site allowed me to proceed anyway. Then it presented me with the Catch-22.
I am eligible for coverage outside the open enrollment period because my COBRA coverage is expiring. I can’t apply until it expires! At that point my insurance doesn’t go into effect until June 1–a few weeks after the old coverage is gone.
As far as I can tell there’s NO way for us to have continuous medical coverage… and I’ve tried. It’s all very frustrating.
We will have to stay inside, covered in bubble wrap from Friday through the end of the month.
This is why building the Affordable Care Act (Obamacare) around private insurance companies was the wrong way to go. What we need is single payer healthcare like nearly all the other developed nations have.
Should I start holding my breath?
I apply again this Friday.